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How to survive a financial fright-fest

Spotlight on Finance

As children, we feared the unknown. Shadowy tree branches on our walls were the beckoning, spindly fingers of witches. The settling of the house was the groan of monsters. And the wind hissing through the cracks of poorly insulated windows was the shriek of tortured souls—which surely, alone in our rooms, was a fate we could not escape

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Being a good board member is about more than volunteering

Spotlight on Finance

The late Maya Angelou once said: “To make a difference is not a matter of accident, a matter of casual occurrence of the tides. People choose to make a difference.” This rings true for all volunteers. Throughout America, the communities in which we live, work and play are better because so many give so selflessly of themselves. They choose to make a difference, and what they do is not nearly as important as the fact that they are simply doing something—something of substance that fills a need. Volunteering to serve on a nonprofit board is a little different. Effective board service is about much more than filling a seat at the table and attaching your name to a cause.

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How to pay for your child’s college education

Spotlight on Finance

When we talk about the cost of college education and student loan debt, we often talk in terms of rising tuition rates and the total amount of money borrowed by recent graduates. We do this for good cause: the cost of college is becoming unaffordable for too many students, and the average amount of debt — $29,400 per borrower, according to the Institute for College Access & Success — is a heavy burden for our youngest workers. Rarely do we talk about the student loan debt shared by parents, but we should because it’s significant.

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Junk King focuses on customer service

Company also strives to recycle whenever possible

It’s all about being green for the Junk King.

Residents feel at home at Beacon Pointe

Memory care program nurtures positive experiences for families

Beacon Pointe is a truly different assisted living community for the memory impaired. The difference is The Peregrine Way.

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Screen printing with a smile

Sawyer’s Screen Printing & Embroidery does all of the work in house

Rob Sawyer started his screen-printing business seven years ago in a rented basement apartment in Albany with a home-built press and light box and several other pieces of equipment that he put together himself.

Get organized with Neat Chic

Owner Catherine Dryden helps her clients get back on track

An organized life is a happy life. At least that’s what Catherine Dryden of Neat Chic Organizing believes.

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Art is alive at Avila

Residents host exhibit featuring works of all kinds and styles

Avila hosted its first annual art exhibition on June 4 in the new Resident Center, displaying works of art submitted by 19 of its talented Avila residents.

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Get in top shape with Top Form in Delmar

Sports performance training is no longer just for professional athletes.

RealtyUSA broker leads the way

Jessica Richer strives to embody the golden rule

Jessica Richer continues to pile up the awards.

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The Animal Hospital provides the latest in care

Veterinary practice also committed to helping animals find their forever homes

The Animal Hospital was established in 1974 and built from the ground up by Dr. Ed Becker on over 22 acres of farmland.

Emergency backup for peace of mind

Ambrose Electric installs top-quality generators and so much more

An extended power outage can be quite the hassle — melting food in the freezer, no lights for hours, no air conditioning and no TV — but a backup generator can help maintain all those comforts. Ambrose Electric can help give homeowners that peace of mind.

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Putting fitness into focus

Studio 2020 approach appeals to those wary of traditional gyms

Getting into shape doesn’t necessarily require spending hours working out at a gym, because a focused strength training routine makes staying fit no sweat.

Helping homeowners realize their dreams

Linda Mazzariello is a senior real estate specialist

When it comes to real estate, Linda Mazzariello’s mission is peace of mind.

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Spotlight takes special editions to the next level

Maintains quality news coverage, community involvement

Newspapers must change with the changing times to remain a vital part of their communities, and Spotlight Newspapers is no exception.

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